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The three golden rules of password creation and management are:
It doesn't matter how good your password is, if you use the same one on two different websites you are vunerable, and especially <a target="_blank" href="http://xkcd.com/792/"><b>never</b> reuse your email password</a>.
Captial letters, numbers, and symbols make a password harder to crack but also harder to remember. Consider using a <a target="_blank" href="https://www.schneier.com/blog/archives/2013/06/a_really_good_a.html">memorable sentence</a>.
<a target="_blank" href="http://www.schneier.com/blog/archives/2005/06/write_down_your.html">Security experts recommend</a> you write your passwords down and keep them in your purse or wallet. We recommend a password manager like <a target="_blank" href="https://www.passpack.com">Passpack</a>, which is essential if you have lots of accounts.